Ford Auto Loans - Grand Prairie, TX

There's plenty to look forward to if this is the year you want to finance a new or used car. One of the first concerns before financing is whether or not you can finance no matter what your credit rating is. Naturally, credit will play a part in what kind of car you finance. Whether or not you'll get low-interest rates, but even if you have a low credit score, the majority of people in the world will qualify for some financing, so if you've been turned away before, don't get up. All dealerships vary in what they're going to accept regarding credit rating, and there's a great chance that you'll qualify for financing with us.

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Why Should I Finance? What Benefits Are There?

Financing a car is the natural option for most people. There are advanced, new vehicles out here that you can own, but you could never lay down enough cash to buy them outright, and that's okay! That's what financing is here for. When you finance a vehicle, you open up a world of potential choices that you can drive away in, and this gives you the chance to capture packages and features that you can't afford outright. The purpose of financing is to put you behind the wheel of a vehicle you genuinely love and want, not just one you can manage in cash.

When you finance a car, you are building your credit, taking advantage of exceptional introductory perks like free service, gas, or perhaps low-interest rate in the first year, and you're also giving yourself the clear budgeting advantage of knowing your exact terms and conditions. That's the primary benefit of financing a vehicle. Instead of driving home in a broken-down car you don't even like but need, you can ride away in a beautiful new automobile that you love and feel comfortable in.

Do I Need a Certain Credit Score to Qualify?

You're going to be in great shape! However, you can have a credit score as low as 500 (and in some cases even lower!) and still qualify for financing on some vehicles. Does that number bring joy to your heart and give you hope? We hope so! Here at Grand Prairie Ford, we love to see our customers smile when they find out that they are approved for financing on a vehicle they had their heart set on. It's our job to put you behind the wheel of that car, truck or SUV and send you on your way with clear financing terms and peace of mind. Our finance team works tirelessly with you to understand your financial situation and set you up with banks and lenders who will be able to accomplish your needs. Most of the time, financing goes through other institutions, not the dealership itself, but we work tirelessly to achieve your goals and send you home in a vehicle you love.


Grand Prairie Ford

701 E Palace Pkwy
Directions Grand Prairie, TX 75050

  • Phone: 844-880-3588

Finance Hours

  • Monday 9:00AM - 9:00PM
  • Tuesday 9:00AM - 9:00PM
  • Wednesday 9:00AM - 9:00PM
  • Thursday 9:00AM - 9:00PM
  • Friday 9:00AM - 9:00PM
  • Saturday 9:00AM - 9:00PM
  • Sunday Closed